To assure a recovery in real estate, lenders must ease lending standards. For the past 2 years lenders reeling from the foreclosures on loans made during the boom years, have been reluctant to lend anyone other than those with excellent credit and a large downpayment. Now there are signs that both private lenders and the federal government are easing the requirements for borrowers. The key here is they will ease standards, not eliminate them. This time around you can bet the lenders will move very cautiously in this direction of easing. Find out what Smartmoney believes that the 3 signs are that will most likely move this market upward.